Georgia Paycheck Calculator
This Georgia paycheck calculator withholds state tax at the flat 4.99% rate in effect from May 11, 2026, using the filing letter and allowances on your G-4.
Tax year 2026 How we calculate
$1,851.70
Where each dollar goes
- Take-home 80%
- Federal income tax 8%
- Social Security and Medicare 8%
- State and local tax 4%
- Pre-tax deductions 0%
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.08 |
| Social Security | -$143.08 | -$3,720.08 |
| Medicare | -$33.46 | -$869.96 |
| Georgia income tax | -$86.37 | -$2,245.62 |
| Take-home pay | $1,851.70 | $48,144.26 |
Tax year 2026. Estimate, not tax advice. How we calculate
Your Georgia pay in context
Every figure below follows the inputs above.
Earnings rank
Top 50%
You earn more than 50% of full-time workers in Georgia and 47% in the US.
Census ACS 2024, full-time year-round workers
Tax rates
- effective
- 19.8%
- marginal
- 24.6%
Of your next $1,000 of pay, $246 goes to tax.
Effective: all taxes over gross pay.
| Period | Gross | Take-home |
|---|---|---|
| Per hour | $28.85 | $23.15 |
| Per day | $230.77 | $185.17 |
| Per month | $5,000.00 | $4,012.02 |
Assumes 40 hours a week, 52 weeks and 260 workdays a year.
Same pay in other states
Take-home in the 10 states we cover
Your pay, filing status and W-4 in each state. Other states use their default form settings and no local tax; this state's row uses your settings.
| State | Take-home a year | vs Georgia |
|---|---|---|
| Loading state tax rules | ||
If you get a raise
A 5% raise adds $86.98 to each paycheck
- More per paycheck
- +$86.98
- More per year
- +$2,261
Take-home after every tax on the higher pay.
Cost of living elsewhere
Prices in Georgia run 3.7% below the US average
To match what $60,000 buys in Georgia, you would need about:
- California
- $68,972
- US average
- $62,305
- Arkansas
- $54,143
Prices only, before tax. Source: BEA Regional Price Parities, 2024
Save more in your 401(k)
Save $115.38 more for $95.77 less take-home
Raising your 401(k) from 0% to 5% puts $115.38 more into savings each paycheck. Your take-home drops by only $95.77, because the money comes out before federal income tax.
The 2026 limit is $24,500 a year. At 50 or older you can add $8,000 more, or $11,250 at ages 60 to 63.
Source: IRS news release IR-2025-111
Rent you can afford
Up to $1,500 a month
Keeping housing under 30% of income: up to $1,500/month.
That is 30% of your gross pay of $5,000 a month, utilities included.
HUD defines cost burden as "Monthly housing costs (including utilities) exceeding 30% of monthly income." Source: HUD USER, CHAS definitions
Months with an extra paycheck
2 months with 3 paychecks
3 paychecks land in October 2026 and April 2027.
Over the 12 months starting with your next payday's month. Most months bring 2 biweekly or 4 weekly paychecks.
Taxes in your workday
1 hr 35 min of each 8-hour day
Of each 8-hour workday, 1 hr 35 min goes to taxes.
From your effective tax rate of 19.8%: all taxes over gross pay.
Georgia lowered its income tax rate partway through 2026, and your withholding followed. The state now uses a flat 4.99%, and employers were allowed to start withholding at that rate on May 11, 2026. The calculator uses the new method, so it fits any pay date from May 11 on.
The 2026 rate change
Georgia’s flat rate had been 5.19%. House Bill 463 reduced it to 4.99%, retroactive to tax years beginning on or after January 1, 2026. Employers were told to keep withholding 5.19% until May 11 and could switch to 4.99% from that date. If your paychecks in January through early May looked heavier, that is why. Your 2026 return uses 4.99% for the whole year. The calculator does not model pay dates before May 11.
The same law raised the standard deduction to $15,000 for single filers, heads of household and married people filing separately, and to $30,000 for married couples filing jointly. It also raised the dependent deduction from $4,000 to $5,000.
How Georgia calculates withholding
Your employer works from the Form G-4 you give them. For each paycheck, it subtracts a per-period standard deduction from your wages, subtracts a dependent allowance for each allowance you claim, and multiplies what remains by 4.99%. The standard deduction depends on your G-4 letter. Married couples where one spouse works get the larger one, and everyone else gets the smaller.
Georgia’s own guide includes an example. A married worker paid semimonthly $2,000 with one child has $1,250.00 for the standard deduction and $208.33 for the dependent allowance. That leaves $541.67, and 4.99% of it is $27.03.
Allowances can also take withholding to zero. The guide’s second example is a head of household paid $935 biweekly with two children, where the allowances wipe out the taxable amount and withholding is $0.00.
Pick the right G-4 letter
Two spouses who both work should each use B, not C. Using C on both jobs applies the large deduction twice and can leave too little withheld. The calculator lets you choose your letter and enter the number of allowances. The single examples on this page use letter A with no allowances. The head of household example uses letter D with one allowance for one child.
Overtime and tips
Federal rules created new deductions for qualified overtime and tips, but Georgia did not conform to them, according to the Department of Revenue. Georgia withholding therefore applies to your full pay. The hourly example below includes five overtime hours so you can see that.
What else leaves a Georgia check
There is no local income tax in the Georgia calculation, and we found no state payroll contribution that employees pay. Federal income tax, Social Security and Medicare are the other lines.
How Georgia taxes your paycheck
Tax year 2026. Valid 2026-05-11 to 2026-12-31. Checked 2026-10-24.
Georgia DOR 2026 Employer's Tax Guide (updated Sept 2026; reflects HB 463 signed May 11, 2026), Percentage Method (pp.51-52, Tables E/F). Employee gives Form G-4: Line 3 letter A Single, B Married Filing Separate or Married Filing Joint both spouses working, C Married Filing Joint one spouse working, D Head of Household; Line 4 dependent allowances; Line 5 Georgia adjustment allowances (adds to allowance count); Line 6 extra withholding per period; Line 8 exempt. Allowances = Line 4 + Line 5. No G-4 (or invalid): withhold as single, 0 allowances. Steps per pay period: (1) taxable wages minus standard deduction for the period (letter C uses the Married Filing Joint column; letters A, B, D use the Single/HOH/Married Separate column; weekly/biweekly/semimonthly/monthly values in values); (2) if allowances > 0, subtract allowances x dependent allowance per period (annual 5,000: 96.15 / 192.31 / 208.33 / 416.67); (3) multiply by 0.0499; floor at 0; with zero allowances subtract the standard deduction only. Result shown in cents (no whole-dollar rounding stated). Add G-4 Line 6 extra. Standard deduction annual: 15,000 (A, B, D) or 30,000 (C). Rate change: 5.19% was the flat rate before; HB 463 cut it to 4.99% retroactive to taxable years beginning 2026, and employers must keep withholding 5.19% before May 11, 2026 and may withhold 4.99% from May 11, 2026. This file models the post-May-11 method (valid_from 2026-05-11). No local income tax; no state payroll contribution identified. Overtime/tips: Georgia did not conform to the federal exemptions (DOR Important Tax Updates).
| Item | Value |
|---|---|
| std deduction weekly married joint one spouse working Table E col (1), p.51 Source: dor.georgia.gov | $576.92 |
| std deduction weekly single hoh and married separate or both working Table E cols (2),(3), p.51 Source: dor.georgia.gov | 28846% |
| dependent allowance weekly Table E col (4), per allowance claimed (G-4 Lines 4+5 total) Source: dor.georgia.gov | $96.15 |
| std deduction biweekly married joint one spouse working Table E col (1), p.51 Source: dor.georgia.gov | $1,153.85 |
| std deduction biweekly single hoh and married separate or both working Table E cols (2),(3), p.51 Source: dor.georgia.gov | 57692% |
| dependent allowance biweekly Table E col (4), per allowance claimed (G-4 Lines 4+5 total) Source: dor.georgia.gov | $192.31 |
| std deduction semimonthly married joint one spouse working Table E col (1), p.51 Source: dor.georgia.gov | $1,250 |
| std deduction semimonthly single hoh and married separate or both working Table E cols (2),(3), p.51 Source: dor.georgia.gov | 62500% |
| dependent allowance semimonthly Table E col (4), per allowance claimed (G-4 Lines 4+5 total) Source: dor.georgia.gov | $208.33 |
| std deduction monthly married joint one spouse working Table E col (1), p.51 Source: dor.georgia.gov | $2,500 |
| std deduction monthly single hoh and married separate or both working Table E cols (2),(3), p.51 Source: dor.georgia.gov | 125000% |
| dependent allowance monthly Table E col (4), per allowance claimed (G-4 Lines 4+5 total) Source: dor.georgia.gov | $416.67 |
| income tax rate withholding from 2026 05 11 p.4: 'can begin withholding at the new rate of 4.99%, starting May 11, 2026'; percentage method step (3) 'Multiply by 4.99%' Source: dor.georgia.gov | 4.99% |
| income tax rate withholding before 2026 05 11 'Employers must continue to withhold at the rate of 5.19% before the effective date of the rate change'. The standard deduction and dependent amounts to pair with it are not in this guide. Source: dor.georgia.gov | 5.19% |
| std deduction annual single hoh married separate Source: dor.georgia.gov | 1500000% |
| std deduction annual married joint Source: dor.georgia.gov | $30,000 |
| dependent allowance annual raised from $4,000 to $5,000 (What's New 2026) Source: dor.georgia.gov | $5,000 |
| supplemental rate Bonuses taxed at the applicable income tax rate in effect when paid (5.19% before May 11, 2026; 4.99% from then) Source: dor.georgia.gov | 4.99% |
| max allowances without employer mailing Source: dor.georgia.gov | $14 |
| Over | Rate | Base tax |
|---|---|---|
| $0 | 4.99% | $0 |
| Source: dor.georgia.gov | ||
Georgia paycheck examples
Per paycheck, no pre-tax deductions, standard federal W-4 settings. State form settings are in each heading.
| Gross pay | $1,923.08 |
|---|---|
| Federal income tax | -$146.92 |
| Social Security | -$119.23 |
| Medicare | -$27.88 |
| Georgia income tax | -$67.17 |
| Take-home pay | $1,561.88 |
| Gross pay | $1,045.00 |
|---|---|
| Federal income tax | -$83.48 |
| Social Security | -$64.79 |
| Medicare | -$15.15 |
| Georgia income tax | -$37.75 |
| Take-home pay | $843.83 |
| Gross pay | $7,500.00 |
|---|---|
| Federal income tax | -$629.00 |
| Social Security | -$465.00 |
| Medicare | -$108.75 |
| Georgia income tax | -$291.08 |
| Take-home pay | $6,006.17 |
Georgia paycheck questions
What is the Georgia state income tax rate in 2026?
A flat 4.99%. House Bill 463 cut it from 5.19%, retroactive to tax years starting January 1, 2026. Employers could begin withholding at 4.99% on May 11, 2026.
How much tax is taken out of my paycheck in Georgia?
Federal income tax, Social Security (6.2% up to $184,500 in 2026), Medicare (1.45%) and Georgia withholding at 4.99% of wages left after the standard deduction and any dependent allowances. Georgia has no local income tax.
What do the letters on Georgia Form G-4 mean?
A is single, B is married filing separately or married filing jointly with both spouses working, C is married filing jointly with one spouse working, and D is head of household. The letter picks the standard deduction used in withholding.
What happens if I do not turn in a G-4?
Georgia's form says your employer will withhold as though you are single with zero allowances.
Does Georgia tax overtime and tips?
Yes in withholding. Georgia's Department of Revenue says the state did not conform to the federal overtime and tip exemptions, so the estimate does not remove them from Georgia taxable wages.
How are Georgia bonuses withheld?
Georgia says bonuses are subject to withholding at the income tax rate in effect when the bonus is paid.
More paycheck tools
Paycheck calculators for other states
Estimates only, not tax advice. Results follow published 2026 withholding methods and may differ from your actual paycheck.